How to deal with debt?

Small and medium-sized companies are doomed to deal with the highly competitive Polish market. If everything in this market were done in compliance with the principles of the company would be simpler. Unfortunately, delaying payments from contractors, bankruptcy of clients or their insolvency are commonplace. In order not to lose employees, the companies are choosing…


Loans without creditworthiness, what is where to get it?

There may be unexpected expenses at every stage of our lives. Buying a car, the necessary renovation of the apartment are only selected cases. What, however, when we meet with a refusal to grant a loan , i.e. a situation when the bank is obscured by a lack of creditworthiness and is unable to grant…


Choosing Consolidation Loan

Choosing a consolidation loan is a big deal. This loan will combine all your obligations into one installment, which will accompany you for a long period of time. We know from experience that customers take out such loans for a long period – usually eight or ten years. Amounts of loans taken are also considerable…


Bank loan payment, at what time does the bank mobilize the funds?

  Most customers know the situation perfectly well: I signed a loan agreement this morning, it is 3pm and the funds have not yet found my account. What can be the reason for waiting for the loan to be paid out? How quickly does an adviser in the bank release funds after we sign the…


Poles in a credit spiral

We live on credit. Mortgage obligations, installment purchases, loans in parabanks, make the total debts of Poles reach billions of zlotys. As long as loans are taken responsibly, there is nothing wrong with that. Commitments in financial institutions mean that we can afford more in our lives, e.g. our own apartment. However, when the debt…


Creditworthiness, how to check it, how to calculate

Creditworthiness, many of our clients repeatedly ask us how to calculate it. What can their maximum crediting level be? What is DTI that is used by banks. We will try to briefly clarify some basic issues regarding creditworthiness. Creditworthiness – borrowers’ level of awareness People are a nation that uses loans relatively often. Most people…


How do banks works to get out from debt.

People who have smaller or larger debts are looking for ways to deal with them. This is praiseworthy, because the worst thing you can do in such a bad situation is to do nothing. To get out of debt, you can check what Good Banks offer. A quick loan can be a solution to our…